Investment Education
What Is Rupee Cost Averaging? A Beginner Explainer
Rupee cost averaging explained for beginners in India: how regular investments interact with market prices, with clear limits and no return promises.
· 2 min read
All articles: page 2
Educational explainers on money topics that matter to Indian households, newest first.
Articles
Tax and GST
What Is TDS in India? How Tax Deducted at Source Works
TDS explained for individuals in India: how tax deducted at source works, where to verify it, and how credit generally appears when filing returns.
· 2 min read
Insurance Education
Health Insurance Portability in India: How to Switch Insurers Without Losing Continuity Benefits
Learn how health insurance portability works in India. Understand IRDAI rules, the 60–30 day timeline, waiting period transfer, benefits and switching process.
· 14 min read
Tax and GST
Tax Year vs Assessment Year in India: What's Changed from 1 April 2026?
Understand Tax Year vs Assessment Year in India after the Income-tax Act 2025. Learn FY 2025-26, AY 2026-27, Tax Year 2026-27 and the new rules.
· 12 min read
Mutual Funds
What Is an SWP in Mutual Funds? How a Systematic Withdrawal Plan Works in India
Learn how a Systematic Withdrawal Plan (SWP) works in India, how mutual fund units are redeemed, its benefits, risks, taxation and how to start one.
· 11 min read
Banking
Bank Account Lien vs Freeze vs Debit Freeze in India: Meaning, Reasons and How to Remove Restrictions
Understand the difference between a bank account lien, freeze and debit freeze in India. Learn why banks restrict accounts, how to check the reason.
· 10 min read
Loans and Credit
Co-Applicant vs Co-Borrower vs Guarantor: What's the Difference in India?
Understand the difference between co-applicant, co-borrower and guarantor in India. Learn their responsibilities, loan liability and credit score impact.
· 9 min read
Personal Finance
How to Prioritise Financial Goals on One Salary in India
Learn how to prioritise multiple financial goals on one salary in India with a practical savings framework, examples and simple steps.
· 9 min read
Saving Money
Sinking Funds in India: How to Save for Annual Expenses Without Taking a Loan
Learn what sinking funds are and how to save for school fees, insurance, festivals and annual expenses in India with a simple monthly plan
· 9 min read
Investment Education
What Is a Benchmark in Investing? How to Compare Investment Performance in India
Learn what an investment benchmark is, how Nifty 50 and Sensex benchmarks work, and why TRI matters when comparing investment returns in India.
· 8 min read
Loans and Credit
Credit Card Minimum Amount Due vs Total Amount Due in India: What Happens If You Pay Only the Minimum?
Learn the difference between minimum amount due and total amount due on credit cards in India, including interest, late fees and repayment tips.
· 9 min read
Tax and GST
GST Input Tax Credit (ITC) in India: How to Check, Claim and Avoid Common Mistakes (2026 Guide)
Learn how GST Input Tax Credit works in India,eligibility rules, GSTR-2B reconciliation,how to claim ITC in GSTR-3B and common mistakes businesses should avoid.
· 8 min read