Personal Finance
How to Build an Emergency Fund in India (2026 Guide)
Learn how to build an emergency fund in India, calculate your savings target, choose where to keep it and protect yourself from unexpected expenses.
· 8 min read
All articles: page 3
Educational explainers on money topics that matter to Indian households, newest first.
Articles
Saving Money
How to Save Money on Everyday Expenses in India: 15 Practical Ways That Actually Work
Learn 15 practical ways to save money on everyday expenses in India. Reduce grocery, electricity, shopping and transportation costs with simple daily habits.
· 12 min read
Banking
Inoperative Bank Account in India: Rules & Reactivation Guide
Learn why bank accounts become inoperative in India, RBI rules, how to reactivate a dormant account, KYC requirements and what happens to your money.
· 7 min read
Mutual Funds
Mutual Fund Exit Load, Lock-in Period and Redemption: What Indian Investors Should Know
Understand mutual fund exit load, lock-in periods and redemption in India. Learn withdrawal rules, charges, ELSS restrictions and practical examples.
· 9 min read
Insurance Education
Personal Accident Insurance in India: What It Covers, What It Excludes and How Claims Work
Learn how personal accident insurance works in India, including accidental death, disability benefits, exclusions, claim documents and policy checks.
· 11 min read
Investment Education
What Is Drawdown in Investing? How to Understand Investment Losses in India
Learn what drawdown means in investing, how to calculate maximum drawdown,why losses need bigger recoveries, &how Indian investors can understand portfolio risk
· 7 min read
Loans and Credit
Before You Take a Loan in India: 9 Checks to Avoid Costly Borrowing Mistakes
Learn 9 important things to check before taking a loan in India, from total borrowing costs and EMIs to fees, penalties and repayment risks
· 8 min read
Insurance Education
Health Insurance Claims in India: 9 Mistakes to Avoid Before You Need Hospital Treatment
Learn how to reduce avoidable health insurance claim problems in India. Understand disclosure, exclusions, waiting periods, documents and claim procedures.
· 7 min read
Mutual Funds
How to Choose a Mutual Fund in India: 7 Checks Every Beginner Should Make
Learn how to choose a mutual fund in India by comparing goals, risk, costs, benchmarks, portfolio overlap and exit loads before investing.
· 7 min read
Investment Education
How to Evaluate an Investment Before You Invest: 7 Essential Checks for Beginners in India
Learn how to evaluate an investment in India with 7 essential checks covering risk, returns, fees, liquidity, diversification and fraud prevention
· 8 min read
Saving Money
How to Save Money on an Irregular Income in India: A Practical Step-by-Step Plan
Learn how to save money on an irregular income in India with a flexible budget, priority-based spending, emergency savings and a simple monthly plan.
· 9 min read
Tax and GST
Income Tax vs GST in India: Rules, Differences, Registration and Filing Guide (2026)
Understand income tax vs GST in India, who must pay or register, tax rules, GST returns, filing basics and common compliance mistakes.
· 11 min read