Featured explainer
By FinanceBlogg Editorial Team · · 7 min read
Looking for something specific?
Search our explainers or filter by topic.
Learn how to choose the right savings account in India by comparing minimum balance rules, banking fees, ATM charges, digital services and deposit safety.
· 7 min read
Learn how to read an insurance policy in India. Understand coverage, exclusions, waiting periods, deductibles, claim rules and key terms before buying.
· 9 min read
Learn what a GST invoice is in India, the important invoice details, tax calculation basics, common mistakes and where to verify GST compliance.
· 4 min read
Learn what index mutual funds are, how they track market indices, their costs and risks, and what Indian investors should check before investing.
· 4 min read
Learn how to create a monthly budget in India, manage expenses, save money regularly and build better financial habits with a simple step-by-step guide.
· 4 min read
Understand investment risk and return, learn how inflation and volatility affect your money, and discover how to assess investment choices in India.
· 4 min read
Budgeting, goal planning and everyday money habits explained for Indian households.
How CTC differs from take-home salary in India: typical deductions, why in-hand is lower, and how to budget from the amount that actually arrives.
· 5 min read
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
How savings accounts, deposits, statements and digital payments work, and how to use them safely.
How nomination on Indian bank accounts works, what a nominee can do, how it differs from a will, and how to add or change a nominee.
· 5 min read
How DICGC deposit insurance works in India: the ₹5 lakh limit, what is covered, what is not, and how accounts are counted across branches.
· 5 min read
How to read an Indian bank statement: value date vs transaction date, codes like NEFT, IMPS, NACH and POS, and what to do about unknown debits.
· 7 min read
Credit scores, interest rates, EMIs and borrowing decisions, explained without jargon.
How a loan EMI is calculated in India, why early EMIs are mostly interest, and how tenure and rate change what you repay.
· 4 min read
What loan prepayment and foreclosure mean in India, how extra payments change interest, typical charges, and what to check in your sanction letter.
· 6 min read
How credit scores work in India: the four credit bureaus, what affects your score, free annual reports, common myths and how to dispute errors.
· 7 min read
Emergency funds, spending habits and practical ways to build savings steadily.
How a recurring deposit works in India, how interest is applied, how RDs differ from FDs and SIPs, and what to check on tenure, TDS and premature closure.
· 6 min read
How the Public Provident Fund works in India: tenure, yearly limit, interest, withdrawals, tax treatment and who it suits.
· 5 min read
How to size an emergency fund for your household in India, why three to six months is only a starting point, and where to keep the money safely.
· 6 min read
Foundational concepts such as risk, return, inflation and diversification, for learning rather than tips.
What asset allocation means for beginners in India, how it differs from diversification, and how time horizon shapes the mix.
· 4 min read
What diversification means for beginners: spreading risk across assets, issuers and time, why similar funds do not diversify, and what diversification cannot do.
· 5 min read
How inflation is measured in India, the difference between nominal and real returns, the effect of tax, and how time horizon shapes your savings.
· 5 min read
How mutual funds, SIPs, NAVs and expense ratios work, with the risks explained alongside the benefits.
How direct and regular mutual fund plans differ, why expense ratios compound, how to check which plan you hold, and what a regular plan’s commission pays for.
· 6 min read
How to read a mutual fund factsheet in India: NAV, TER, portfolio, riskometer, exit load and what the numbers do not tell you.
· 4 min read
A beginner's guide to mutual funds and SIPs in India: NAV, fund categories, direct vs regular plans, costs, risks, rupee cost averaging and tax.
· 8 min read
Understanding health, life and general insurance terms so you can read a policy with confidence.
What waiting periods and exclusions mean in Indian health insurance, including PED waiting, initial waiting and claim-time surprises.
· 4 min read
How term life insurance works in India: what it pays, exclusions, sum assured and tenure, medical underwriting, nominees, and how a claim is filed.
· 6 min read
Compare health insurance in India on the terms that decide payouts: room rent limits, co-payment, waiting periods, sub-limits and network hospitals.
· 8 min read
Income tax and GST basics for individuals. Rules change every year, so always confirm with official sources.
How to read Form 16 in India: Part A and Part B, TDS, exemptions, and how to match it with Form 26AS before filing.
· 4 min read
How to read Form 26AS and AIS in India: TDS credits, reported transactions, mismatches, and the checks to make before you file your income tax return.
· 6 min read
A beginner's guide to income tax in India: heads of income, old vs new regime, slab calculation with examples, TDS, AIS, advance tax, ITR filing and GST basics.
· 8 min read
Explainers on regulatory changes and announcements, linked to the official source wherever possible.
How to read an RBI monetary policy statement: repo rate, stance, CPI target, what changes in EMIs and deposits, and how to ignore noise around the announcement.
· 6 min read
How to read India's CPI inflation release from MoSPI, what headline inflation means for your budget, and what the numbers do not decide.
· 4 min read
We write educational explainers, not tips or personalised advice. Articles link to official sources such as the RBI, SEBI, IRDAI and the Income Tax Department, and we correct errors openly when we find them.
