Loans and Credit
Understanding Loan Interest Rates
How loan interest works in India: fixed vs floating, repo-linked rates, flat vs reducing balance, EMI maths, APR and the Key Fact Statement.
· 7 min read
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17 results for “repo rate”
Financial News and Updates
How to Read Small Savings Interest Rate Revisions in India
How to read India’s quarterly small savings interest rate revisions for PPF, NSC and related schemes—official sources, what changes, and what does not.
· 5 min read
Loans and Credit
How to Dispute Errors on Your Credit Report in India
Learn how to check and dispute errors on your credit report in India, including wrong accounts, settled dues and RBI-linked free report rights.
· 3 min read
How to Read an RBI Monetary Policy Statement
How to read an RBI monetary policy statement: repo rate, stance, CPI target, what changes in EMIs and deposits, and how to ignore noise around the announcement.
· 6 min read
How Credit Scores Work in India
How credit scores work in India: the four credit bureaus, what affects your score, free annual reports, common myths and how to dispute errors.
· 7 min read
How to Understand GST Council Decisions for Indian Households
How households can read GST Council decisions in India: official sources, what rate changes mean for daily spending, and how to avoid viral misinformation.
· 4 min read
How a Loan EMI Is Calculated
How a loan EMI is calculated in India, why early EMIs are mostly interest, and how tenure and rate change what you repay.
· 4 min read
How to Read Form 26AS and the Annual Information Statement
How to read Form 26AS and AIS in India: TDS credits, reported transactions, mismatches, and the checks to make before you file your income tax return.
· 6 min read
How to Read RBI Circulars on UPI and Digital Payments
How to read RBI circulars on UPI and digital payments: official sources, what changes for users, effective dates, and how to spot fake limit forwards.
· 4 min read
Mutual Fund Expense Ratio Explained for Beginners in India
Learn what a mutual fund expense ratio (TER) is in India, how it affects investors, where to read it, and common myths—without product tips.
· 2 min read
What Is TDS in India? How Tax Deducted at Source Works
TDS explained for individuals in India: how tax deducted at source works, where to verify it, and how credit generally appears when filing returns.
· 2 min read
How to Read Form 16
How to read Form 16 in India: Part A and Part B, TDS, exemptions, and how to match it with Form 26AS before filing.
· 4 min read
How to Read India’s CPI Inflation Release
How to read India's CPI inflation release from MoSPI, what headline inflation means for your budget, and what the numbers do not decide.
· 5 min read
Basics of Income Tax in India
A beginner's guide to income tax in India: heads of income, old vs new regime, slab calculation with examples, TDS, AIS, advance tax, ITR filing and GST basics.
· 8 min read
Common Personal Finance Mistakes and How to Avoid Them
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
How Inflation Affects Your Savings
How inflation is measured in India, the difference between nominal and real returns, the effect of tax, and how time horizon shapes your savings.
· 5 min read
How to Compare Health Insurance Policies
Compare health insurance in India on the terms that decide payouts: room rent limits, co-payment, waiting periods, sub-limits and network hospitals.
· 8 min read