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Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
Learn how to calculate and track net worth in India: assets, liabilities, a simple worksheet method, and common mistakes beginners make.
· 3 min read
Understand Tax Year vs Assessment Year in India after the Income-tax Act 2025. Learn FY 2025-26, AY 2026-27, Tax Year 2026-27 and the new rules.
· 12 min read
Understand the difference between co-applicant, co-borrower and guarantor in India. Learn their responsibilities, loan liability and credit score impact.
· 9 min read
Understand the difference between a bank account lien, freeze and debit freeze in India. Learn why banks restrict accounts, how to check the reason.
· 10 min read
Learn how to build an emergency fund in India, calculate your savings target, choose where to keep it and protect yourself from unexpected expenses.
· 8 min read
Understand income tax vs GST in India, who must pay or register, tax rules, GST returns, filing basics and common compliance mistakes.
· 11 min read
Learn 9 important things to check before taking a loan in India, from total borrowing costs and EMIs to fees, penalties and repayment risks
· 8 min read
Learn how to choose the right savings account in India by comparing minimum balance rules, banking fees, ATM charges, digital services and deposit safety.
· 7 min read
Learn how households can read India’s Union Budget: where to find official documents, which announcements matter for tax and daily life, and what to ignore.
· 2 min read
TDS explained for individuals in India: how tax deducted at source works, where to verify it, and how credit generally appears when filing returns.
· 2 min read
How nomination on Indian bank accounts works, what a nominee can do, how it differs from a will, and how to add or change a nominee.
· 5 min read
A beginner's guide to income tax in India: heads of income, old vs new regime, slab calculation with examples, TDS, AIS, advance tax, ITR filing and GST basics.
· 8 min read
How to read an Indian bank statement: value date vs transaction date, codes like NEFT, IMPS, NACH and POS, and what to do about unknown debits.
· 7 min read
A beginner's guide to mutual funds and SIPs in India: NAV, fund categories, direct vs regular plans, costs, risks, rupee cost averaging and tax.
· 8 min read
