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Learn how to calculate and track net worth in India: assets, liabilities, a simple worksheet method, and common mistakes beginners make.
· 3 min read
How to read EPFO interest rate announcements and PF rule updates in India—official sources, what changes in your PF passbook, and what headlines often overstate.
· 4 min read
How to read India’s quarterly small savings interest rate revisions for PPF, NSC and related schemes—official sources, what changes, and what does not.
· 5 min read
How CTC differs from take-home salary in India: typical deductions, why in-hand is lower, and how to budget from the amount that actually arrives.
· 5 min read
How direct and regular mutual fund plans differ, why expense ratios compound, how to check which plan you hold, and what a regular plan’s commission pays for.
· 6 min read
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
How inflation is measured in India, the difference between nominal and real returns, the effect of tax, and how time horizon shapes your savings.
· 5 min read
A practical, step-by-step guide to building a monthly budget in India, with a worked example, sinking funds for annual expenses and the limits of popular budgeting rules.
· 7 min read
How to read an Indian bank statement: value date vs transaction date, codes like NEFT, IMPS, NACH and POS, and what to do about unknown debits.
· 7 min read
