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Learn what index mutual funds are, how they track market indices, their costs and risks, and what Indian investors should check before investing.
· 4 min read
A beginner's guide to mutual funds and SIPs in India: NAV, fund categories, direct vs regular plans, costs, risks, rupee cost averaging and tax.
· 8 min read
Learn how a Systematic Withdrawal Plan (SWP) works in India, how mutual fund units are redeemed, its benefits, risks, taxation and how to start one.
· 11 min read
How retail investors can read SEBI mutual fund circulars: where to find them, what usually changes for investors, and how to ignore rumour-driven tips.
· 4 min read
Learn what a mutual fund expense ratio (TER) is in India, how it affects investors, where to read it, and common myths—without product tips.
· 2 min read
How direct and regular mutual fund plans differ, why expense ratios compound, how to check which plan you hold, and what a regular plan’s commission pays for.
· 6 min read
How to read a mutual fund factsheet in India: NAV, TER, portfolio, riskometer, exit load and what the numbers do not tell you.
· 5 min read
Learn how to choose a mutual fund in India by comparing goals, risk, costs, benchmarks, portfolio overlap and exit loads before investing.
· 7 min read
Learn what sinking funds are and how to save for school fees, insurance, festivals and annual expenses in India with a simple monthly plan
· 9 min read
Understand mutual fund exit load, lock-in periods and redemption in India. Learn withdrawal rules, charges, ELSS restrictions and practical examples.
· 9 min read
Rupee cost averaging explained for beginners in India: how regular investments interact with market prices, with clear limits and no return promises.
· 2 min read
How to size an emergency fund for your household in India, why three to six months is only a starting point, and where to keep the money safely.
· 6 min read
What diversification means for beginners: spreading risk across assets, issuers and time, why similar funds do not diversify, and what diversification cannot do.
· 5 min read
Learn what an investment benchmark is, how Nifty 50 and Sensex benchmarks work, and why TRI matters when comparing investment returns in India.
· 8 min read
Learn what drawdown means in investing, how to calculate maximum drawdown,why losses need bigger recoveries, &how Indian investors can understand portfolio risk
· 7 min read
Learn how to build an emergency fund in India, calculate your savings target, choose where to keep it and protect yourself from unexpected expenses.
· 8 min read
Learn how to evaluate an investment in India with 7 essential checks covering risk, returns, fees, liquidity, diversification and fraud prevention
· 8 min read
Learn how to calculate and track net worth in India: assets, liabilities, a simple worksheet method, and common mistakes beginners make.
· 3 min read
How nomination on Indian bank accounts works, what a nominee can do, how it differs from a will, and how to add or change a nominee.
· 5 min read
How a recurring deposit works in India, how interest is applied, how RDs differ from FDs and SIPs, and what to check on tenure, TDS and premature closure.
· 6 min read
How the Public Provident Fund works in India: tenure, yearly limit, interest, withdrawals, tax treatment and who it suits.
· 5 min read
How to read Form 26AS and AIS in India: TDS credits, reported transactions, mismatches, and the checks to make before you file your income tax return.
· 6 min read
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
What asset allocation means for beginners in India, how it differs from diversification, and how time horizon shapes the mix.
· 5 min read
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
How inflation is measured in India, the difference between nominal and real returns, the effect of tax, and how time horizon shapes your savings.
· 5 min read
