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Understand deductible, co-pay and co-insurance in Indian health insurance: what you pay, what the insurer pays, and what to check in the policy wording.
· 3 min read
What waiting periods and exclusions mean in Indian health insurance, including PED waiting, initial waiting and claim-time surprises.
· 4 min read
Compare health insurance in India on the terms that decide payouts: room rent limits, co-payment, waiting periods, sub-limits and network hospitals.
· 8 min read
Learn how health insurance portability works in India. Understand IRDAI rules, the 60–30 day timeline, waiting period transfer, benefits and switching process.
· 14 min read
Learn how to reduce avoidable health insurance claim problems in India. Understand disclosure, exclusions, waiting periods, documents and claim procedures.
· 7 min read
How term life insurance works in India: what it pays, exclusions, sum assured and tenure, medical underwriting, nominees, and how a claim is filed.
· 6 min read
Learn how personal accident insurance works in India, including accidental death, disability benefits, exclusions, claim documents and policy checks.
· 11 min read
Learn how to read an insurance policy in India. Understand coverage, exclusions, waiting periods, deductibles, claim rules and key terms before buying.
· 9 min read
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
Learn what sinking funds are and how to save for school fees, insurance, festivals and annual expenses in India with a simple monthly plan
· 9 min read
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
What diversification means for beginners: spreading risk across assets, issuers and time, why similar funds do not diversify, and what diversification cannot do.
· 5 min read
A beginner's guide to income tax in India: heads of income, old vs new regime, slab calculation with examples, TDS, AIS, advance tax, ITR filing and GST basics.
· 8 min read
How to size an emergency fund for your household in India, why three to six months is only a starting point, and where to keep the money safely.
· 6 min read
A practical, step-by-step guide to building a monthly budget in India, with a worked example, sinking funds for annual expenses and the limits of popular budgeting rules.
· 7 min read
