Insurance Education
Health Insurance Waiting Periods and Exclusions
What waiting periods and exclusions mean in Indian health insurance, including PED waiting, initial waiting and claim-time surprises.
· 4 min read
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12 results for “exclusions”
Insurance Education
Personal Accident Insurance in India: What It Covers, What It Excludes and How Claims Work
Learn how personal accident insurance works in India, including accidental death, disability benefits, exclusions, claim documents and policy checks.
· 11 min read
Health Insurance Claims in India: 9 Mistakes to Avoid Before You Need Hospital Treatment
Learn how to reduce avoidable health insurance claim problems in India. Understand disclosure, exclusions, waiting periods, documents and claim procedures.
· 7 min read
How to Read an Insurance Policy in India: 10 Things to Check Before Buying
Learn how to read an insurance policy in India. Understand coverage, exclusions, waiting periods, deductibles, claim rules and key terms before buying.
· 9 min read
How Term Life Insurance Works in India
How term life insurance works in India: what it pays, exclusions, sum assured and tenure, medical underwriting, nominees, and how a claim is filed.
· 6 min read
Health Insurance Portability in India: How to Switch Insurers Without Losing Continuity Benefits
Learn how health insurance portability works in India. Understand IRDAI rules, the 60–30 day timeline, waiting period transfer, benefits and switching process.
· 14 min read
Income Tax vs GST in India: Rules, Differences, Registration and Filing Guide (2026)
Understand income tax vs GST in India, who must pay or register, tax rules, GST returns, filing basics and common compliance mistakes.
· 11 min read
Health Insurance Deductible, Co-Pay and Co-Insurance in India Explained
Understand deductible, co-pay and co-insurance in Indian health insurance: what you pay, what the insurer pays, and what to check in the policy wording.
· 3 min read
What Deposit Insurance Covers in India
How DICGC deposit insurance works in India: the ₹5 lakh limit, what is covered, what is not, and how accounts are counted across branches.
· 5 min read
Common Personal Finance Mistakes and How to Avoid Them
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
Emergency Funds: How Much Should You Save?
How to size an emergency fund for your household in India, why three to six months is only a starting point, and where to keep the money safely.
· 6 min read
How to Compare Health Insurance Policies
Compare health insurance in India on the terms that decide payouts: room rent limits, co-payment, waiting periods, sub-limits and network hospitals.
· 8 min read