Saving Money
Emergency Funds: How Much Should You Save?
How to size an emergency fund for your household in India, why three to six months is only a starting point, and where to keep the money safely.
· 6 min read
Search articles
Loading search…
26 results for “emergency fund”
Personal Finance
How to Build an Emergency Fund in India (2026 Guide)
Learn how to build an emergency fund in India, calculate your savings target, choose where to keep it and protect yourself from unexpected expenses.
· 8 min read
Financial News and Updates
How to Read SEBI Mutual Fund Circulars as a Retail Investor
How retail investors can read SEBI mutual fund circulars: where to find them, what usually changes for investors, and how to ignore rumour-driven tips.
· 4 min read
How to Choose a Mutual Fund in India: 7 Checks Every Beginner Should Make
Learn how to choose a mutual fund in India by comparing goals, risk, costs, benchmarks, portfolio overlap and exit loads before investing.
· 7 min read
Sinking Funds in India: How to Save for Annual Expenses Without Taking a Loan
Learn what sinking funds are and how to save for school fees, insurance, festivals and annual expenses in India with a simple monthly plan
· 9 min read
How the Public Provident Fund Works in India
How the Public Provident Fund works in India: tenure, yearly limit, interest, withdrawals, tax treatment and who it suits.
· 5 min read
How to Create a Monthly Budget in India
A practical, step-by-step guide to building a monthly budget in India, with a worked example, sinking funds for annual expenses and the limits of popular budgeting rules.
· 7 min read
Common Personal Finance Mistakes and How to Avoid Them
Twelve common money mistakes in India, from skipping an emergency fund to paying only the credit card minimum, and practical ways to avoid each one.
· 6 min read
How to Read EPFO Interest Rate and PF Rule Announcements
How to read EPFO interest rate announcements and PF rule updates in India—official sources, what changes in your PF passbook, and what headlines often overstate.
· 4 min read
How to Save Money on an Irregular Income in India: A Practical Step-by-Step Plan
Learn how to save money on an irregular income in India with a flexible budget, priority-based spending, emergency savings and a simple monthly plan.
· 9 min read
How to Set Financial Goals in India
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
What Diversification Means for Beginner Investors
What diversification means for beginners: spreading risk across assets, issuers and time, why similar funds do not diversify, and what diversification cannot do.
· 5 min read
How to Prioritise Financial Goals on One Salary in India
Learn how to prioritise multiple financial goals on one salary in India with a practical savings framework, examples and simple steps.
· 9 min read
How to Save Money on Everyday Expenses in India: 15 Practical Ways That Actually Work
Learn 15 practical ways to save money on everyday expenses in India. Reduce grocery, electricity, shopping and transportation costs with simple daily habits.
· 12 min read
How to Evaluate an Investment Before You Invest: 7 Essential Checks for Beginners in India
Learn how to evaluate an investment in India with 7 essential checks covering risk, returns, fees, liquidity, diversification and fraud prevention
· 8 min read
Before You Take a Loan in India: 9 Checks to Avoid Costly Borrowing Mistakes
Learn 9 important things to check before taking a loan in India, from total borrowing costs and EMIs to fees, penalties and repayment risks
· 8 min read
How to Create a Monthly Budget in India: A Beginner's Guide
Learn how to create a monthly budget in India, manage expenses, save money regularly and build better financial habits with a simple step-by-step guide.
· 4 min read
How to Read Small Savings Interest Rate Revisions in India
How to read India’s quarterly small savings interest rate revisions for PPF, NSC and related schemes—official sources, what changes, and what does not.
· 5 min read
How a Sweep-In Facility Works in India
Understand sweep-in (auto-sweep) facilities in India: how excess savings can move into deposits, liquidity, interest and questions to ask your bank.
· 3 min read
How to Track Your Net Worth in India: A Simple Beginner Guide
Learn how to calculate and track net worth in India: assets, liabilities, a simple worksheet method, and common mistakes beginners make.
· 3 min read
How a Loan EMI Is Calculated
How a loan EMI is calculated in India, why early EMIs are mostly interest, and how tenure and rate change what you repay.
· 4 min read
How Loan Prepayment and Foreclosure Work
What loan prepayment and foreclosure mean in India, how extra payments change interest, typical charges, and what to check in your sanction letter.
· 6 min read
How Recurring Deposits Work
How a recurring deposit works in India, how interest is applied, how RDs differ from FDs and SIPs, and what to check on tenure, TDS and premature closure.
· 6 min read
What Asset Allocation Means for Beginner Investors
What asset allocation means for beginners in India, how it differs from diversification, and how time horizon shapes the mix.
· 5 min read
How Inflation Affects Your Savings
How inflation is measured in India, the difference between nominal and real returns, the effect of tax, and how time horizon shapes your savings.
· 5 min read
Savings Account vs Fixed Deposit: Which Should You Use, and When?
How savings accounts and fixed deposits differ on interest, liquidity, premature withdrawal, tax and DICGC deposit insurance, with a worked example and when to use each.
· 7 min read