Mutual Funds
Understanding SIP and Mutual Fund Investing
A beginner's guide to mutual funds and SIPs in India: NAV, fund categories, direct vs regular plans, costs, risks, rupee cost averaging and tax.
· 8 min read
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17 results for “SIP”
Mutual Funds
Mutual Fund Expense Ratio Explained for Beginners in India
Learn what a mutual fund expense ratio (TER) is in India, how it affects investors, where to read it, and common myths—without product tips.
· 2 min read
Investment Education
What Is Rupee Cost Averaging? A Beginner Explainer
Rupee cost averaging explained for beginners in India: how regular investments interact with market prices, with clear limits and no return promises.
· 2 min read
How Recurring Deposits Work
How a recurring deposit works in India, how interest is applied, how RDs differ from FDs and SIPs, and what to check on tenure, TDS and premature closure.
· 6 min read
How to Choose a Mutual Fund in India: 7 Checks Every Beginner Should Make
Learn how to choose a mutual fund in India by comparing goals, risk, costs, benchmarks, portfolio overlap and exit loads before investing.
· 7 min read
What Is an SWP in Mutual Funds? How a Systematic Withdrawal Plan Works in India
Learn how a Systematic Withdrawal Plan (SWP) works in India, how mutual fund units are redeemed, its benefits, risks, taxation and how to start one.
· 11 min read
Mutual Fund Exit Load, Lock-in Period and Redemption: What Indian Investors Should Know
Understand mutual fund exit load, lock-in periods and redemption in India. Learn withdrawal rules, charges, ELSS restrictions and practical examples.
· 9 min read
How to Read SEBI Mutual Fund Circulars as a Retail Investor
How retail investors can read SEBI mutual fund circulars: where to find them, what usually changes for investors, and how to ignore rumour-driven tips.
· 4 min read
Direct vs Regular Mutual Fund Plans: What Changes, and What Does Not
How direct and regular mutual fund plans differ, why expense ratios compound, how to check which plan you hold, and what a regular plan’s commission pays for.
· 6 min read
How to Read a Mutual Fund Factsheet
How to read a mutual fund factsheet in India: NAV, TER, portfolio, riskometer, exit load and what the numbers do not tell you.
· 5 min read
How to Set Financial Goals in India
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
What Asset Allocation Means for Beginner Investors
What asset allocation means for beginners in India, how it differs from diversification, and how time horizon shapes the mix.
· 5 min read
What Deposit Insurance Covers in India
How DICGC deposit insurance works in India: the ₹5 lakh limit, what is covered, what is not, and how accounts are counted across branches.
· 5 min read
What Diversification Means for Beginner Investors
What diversification means for beginners: spreading risk across assets, issuers and time, why similar funds do not diversify, and what diversification cannot do.
· 5 min read
How Inflation Affects Your Savings
How inflation is measured in India, the difference between nominal and real returns, the effect of tax, and how time horizon shapes your savings.
· 5 min read
How to Create a Monthly Budget in India
A practical, step-by-step guide to building a monthly budget in India, with a worked example, sinking funds for annual expenses and the limits of popular budgeting rules.
· 7 min read
How to Read a Bank Statement
How to read an Indian bank statement: value date vs transaction date, codes like NEFT, IMPS, NACH and POS, and what to do about unknown debits.
· 7 min read